欧盟达成欧元区银行业监管协议 EU Reaches Eurozone Bank Supervision Deal

13 December, 2012

欧洲联盟的财政部长们达成协议,建立一个欧元区银行业的统一监管机构,以图解决欧洲债务危机的一个关键组成问题。

这项星期四早上达成的协议授予欧洲央银行很大权力,监管欧元区17个国家的银行,以及欧盟国家中那些决定接受监管的非欧元区国家的银行。

法国财政部长莫斯柯维奇赞扬这项协议说,这将有助于提升外部对欧元区的信心。

欧盟领导人在6月份的峰会上原则上同意建立一个银行监管的中央机构,并保证年底前制定计划。监管将于明年3月开始实施,2014年初全面运行。

银行的困境极大影响了一些欧洲国家的经济,导致欧洲债务的蔓延,影响到政府,使得政府不得不介入,救助他们的银行。

新的监管机构最终将允许欧洲援助资金向受困银行直接注资,这也是向着建立银行业联盟的方向迈出的一步,银行业联盟将有权关闭受困的银行。


European Union finance ministers have reached a deal to create a single supervisor for eurozone banks, in a bid to address a key component of the continent's financial struggles.

The agreement reached early Thursday gives the European Central Bank broad powers to oversee banks in the 17 nations that use the euro currency, as well as institutions in other EU nations that opt in to the system.

French Finance Minister Pierre Moscovici praised the agreement, saying it will help boost outside confidence in the eurozone.

EU leaders agreed on the principal of a central banking oversight body at a summit in June and promised a plan by the end of the year.  The oversight is due to begin in March and be fully operational in early 2014.

Failing banks have drastically affected some European economies, spreading the debt crisis to governments that stepped in to save their banks.

The new oversight body will ultimately allow Europe's rescue fund to directly inject money into troubled banks.  It is also the first step toward a banking union with the ability to close down failing banks.